Frequently Asked Questions
Everything you need to know about giving your AI agent a virtual card.
Getting Started
What is AgentCard?
AgentCard lets your AI agent buy things online with its own virtual card. Your agent can run the entire flow itself — sign up, buy a card, retrieve the details, and make a purchase — or you can do it on your agent's behalf. Either way, the card works at any merchant that accepts Visa.
How do I get started?
Install the CLI with "npm install -g agentcard", sign up with your email, and buy your first card. The whole process takes under 60 seconds. No paperwork, no KYC, no waiting.
Do I need to verify my identity (KYC)?
No. You can sign up and get a card with just your email. No ID, no paperwork, no waiting.
How much does AgentCard cost?
Signing up is free. You only pay for the card balance you load — cards range from $5 to $200 in multiples of $5. No monthly fees, no subscriptions, no hidden charges.
How It Works
Is this a real card?
Yes. AgentCard issues real virtual Visa cards accepted at US-based merchants. These are the same cards you'd get from any card issuer — just optimized for AI agents.
How does my AI agent use the card?
Your agent can run the AgentCard CLI directly to create a card and retrieve the details itself — no manual handoff needed. Alternatively, you can retrieve the card details and share them with your agent. Either way, the agent uses the card number, expiry, and CVV to complete purchases.
Which AI agents work with AgentCard?
All of them. Claude Code, Cursor, Devin, OpenAI Codex, GitHub Copilot, Windsurf, ChatGPT, Gemini, your own custom agents — if it can browse the web or call an API, it can use an AgentCard.
Can I use AgentCard with Claude Code or Cursor?
Yes. AgentCard works natively with Claude Code, Cursor, and any MCP-compatible client. Install the CLI, buy a card, and your agent can retrieve card details directly. AgentCard also exposes a skill endpoint at agentcard.ai/skill for AI-native integrations.
Where are AgentCard cards accepted?
AgentCard cards are accepted anywhere Visa is accepted online, but currently only work at US-based merchants (e.g., Vercel, GitHub, Figma, AWS, Namecheap, Amazon, DoorDash). International merchant support is coming soon.
Security & Spending Limits
What if my agent goes rogue and overspends?
It can't. AgentCard uses virtual cards with fixed balances — your agent can only spend what's loaded on the card. Load $25 and that's the hard limit. You can also freeze or revoke the card instantly from the CLI.
How do I set spending limits on my AI agent?
Every AgentCard is a virtual card with a fixed balance. The balance IS the spending limit — your agent physically cannot exceed it. For additional control, you can create separate cards for different tasks or agents, each with its own budget.
Is my card data secure?
Yes. AgentCard is built by Alchemy. Card details (PAN, CVV) are encrypted at rest with AES-256-GCM. Authentication uses HTTPS-only session tokens. We never sell your data to third parties.
Can I freeze or cancel a card?
Yes. You can freeze or revoke any card instantly from the CLI. Once frozen, all future transactions are declined immediately.
Future & Integrations
What is Visa Intelligent Commerce?
Visa Intelligent Commerce is Visa's initiative for AI-initiated transactions. It uses tokenized payment credentials scoped to specific merchants and transaction types, so an agent's payment method can't be used outside its intended context. AgentCard will be integrating Visa Intelligent Commerce as it becomes broadly available.
What is MasterCard Agent Pay?
MasterCard Agent Pay enables secure, scalable AI agent transactions within regulated banking frameworks. In March 2026, MasterCard and Santander completed Europe's first live end-to-end AI agent payment. AgentCard will support MasterCard Agent Pay as the protocol rolls out.
Will AgentCard support native agentic payment protocols?
Yes. We're actively working on integrating both Visa Intelligent Commerce and MasterCard Agent Pay. These protocols will add tokenized credentials, merchant-level controls, and network-enforced policies on top of the virtual card model. Stay tuned for announcements.
Billing, Refunds & Crypto
What payment methods are accepted for buying cards?
You can buy AgentCard virtual cards with a credit card, debit card, or USDC — all through Stripe Checkout. Pay in fiat or crypto, whichever you prefer.
Can I buy a card with crypto (USDC)?
Yes. AgentCard already supports USDC payments through Stripe Checkout. Select USDC as your payment method during checkout and pay directly from your wallet.
Will AgentCard support crypto wallets for agents?
Yes — crypto wallet integrations for AI agents are planned and coming soon. This will let agents fund cards directly from on-chain wallets, enabling fully autonomous crypto-to-card payment flows.
Can I get a refund on unused card balance?
Yes. Refunds are fully supported — any remaining balance on a card you've purchased can be fully refunded back to your original payment method.
Can I top up an existing card?
Currently, each card is purchased with a fixed balance. To add more funds, buy a new card. We're working on top-up support.
Still have questions?
Check out the quickstart docs or get started in under 60 seconds.
npm install -g agentcard